Adam Wilson Coverage Comparison

Current Auto
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Travelers Auto
Bodily Injury /Accident $50,000/$100,000
Property Damage $50,000
Uninsured BI/Accident $50,000/$100,000
Uninsured Motorist PD $50,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $50 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
$6,022/yr.
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Grange Home
Dwelling [A] $307,100
Extended Coverage [A] $76,775
Other Structures [B] $30,710
Personal Property [C] $153,550
Loss of Use [D] $61,420

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES; until roof is 11 years old

Ordinance or Law
Loss Assessment

Water Backup $5,000
Mold Coverage $10,000
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov. A ($3,071)
$2,530/yr.
$8,552
vs.
Quoted Auto
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Progressive Auto
Bodily Injury /Accident $50,000/$100,000
Property Damage $50,000
Uninsured BI/Accident $50,000/$100,000
Uninsured Motorist PD $50,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $50 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 6 months
$4,720
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National General Home
Dwelling [A] $394,665
Extended Coverage [A] $197,333
Other Structures [B] $39,467
Personal Property [C] $197,333
Loss of Use [D] $78,933

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES; until roof is 20 years old

Ordinance or Law $39,467
Loss Assessment $500

Water Backup $5,000
Mold Coverage As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$2,331/yr.
$7,051
★★★★★
TOTAL ANNUAL SAVINGS:
$1,501
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