Amy Heinz Coverage Comparison

Progressive
CURRENT COVERAGES
Renewal Auto
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000

Comprehensive YES; $2,000 deductible CRV only
Full Glass NO; $2,000 deductible CRV only
Collision YES; $2,000 deductible CRV only

Roadside Assistance NO
Rental Car NO

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 12 months
Cost $2,980/12-months.
Annual Cost $2,980/yr.
$2,980/yr.
Current Home
Dwelling [A] $222,000
Extended Coverage [A] $222,000
Other Structures [B] $22,200
Personal Property [C] $155,400
Loss of Use [D] $44,400

Personal Liability [E] $300,000
Medical Payments [F] $2,500

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $55,500
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury YES
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$1,134/yr.
$4,114
vs.
Progressive
QUOTED COVERAGES
Quoted Auto
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000

Comprehensive YES; $2,000 deductible CRV only
Full Glass NO; $2,000 deductible CRV only
Collision YES; $2,000 deductible CRV only

Roadside Assistance NO
Rental Car NO

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 12 months
Cost $2,458/12-months.
Annual Cost $2,458/yr.
$2,522/yr.
Quoted Home
Dwelling [A] $225,000
Extended Coverage [A] $225,000
Other Structures [B] $67,500
Personal Property [C] $157,500
Loss of Use [D] $45,000

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $112,500 (included)
Loss Assessment $5,000 (included)

Water Backup $10,000 (included)
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury YES (included)
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$885/yr.
$3,407
★★★★★
TOTAL ANNUAL SAVINGS:
$707
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