Ballenger Coverage Comparison

Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $50 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months

Dwelling [A] $504,000
Extended Coverage [A] $504,000
Other Structures [B] $5,040
Personal Property [C] $133,358
Loss of Use [D] $100,800

Personal Liability [E] $300,000
Medical Payments [F] $10,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $504,000
Loss Assessment $50,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Claim
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury YES
ID Fraud Expense Reimbursement $25,000
Roof Matching $20,000
Siding Matching $20,000
Decreasing Deductible YES
Loss Forgiveness YES
Refrigerated Property $5,000
Utility Lines NO

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
Earthquake Deductible $50,400

Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $0 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months

Dwelling [A] $436,000
Extended Coverage [A] Guaranteed Replacement
Other Structures [B] $87,200
Personal Property [C] $327,000
Loss of Use [D] Up to 24 months

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $40,000
Loss Assessment $10,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Claim
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury N/A
ID Fraud Expense Reimbursement $30,000
Roof Matching $20,000
Siding Matching - Included in Roof Matching Coverage
Decreasing Deductible N/A
Loss Forgiveness N/A
Refrigerated Property N/A
Utility Lines $30,000

All Perils Deductible $2,500
Wind/Hail Deductible - Included in All Perils
Earthquake Deductible $43,600

Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months

Dwelling [A] $504,000
Extended Coverage [A] $252,000
Other Structures [B] $5,040
Personal Property [C] $133,358
Loss of Use [D] $100,800

Personal Liability [E] $500,000
Medical Payments [F] $10,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $50,400
Loss Assessment $1,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Claim
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury YES
ID Fraud Expense Reimbursement NO
Roof Matching NO
Siding Matching NO
Decreasing Deductible NO
Loss Forgiveness NO
Refrigerated Property NO
Utility Lines NO

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
Earthquake Deductible $50,400