Boudreaux Coverage Comparison

RENEWAL COVERAGE
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Renewal Auto
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $0 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $3,783/12-months.
Annual Cost $3,783/yr.
$3,783/yr.
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Renewal Home
Dwelling [A] $870,652
Extended Coverage [A] Included in Cov [A]
Other Structures [B] Included in Cov [A]
Personal Property [C] Included in Cov [A]
Loss of Use [D] $326,495

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law - Included in Cov [A]
Loss Assessment - Included in Cov [A]

Water Backup $10,000
Mold Coverage $15,000
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$3,918/yr.
$7,701
vs.
QUOTED COVERAGE
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Quoted Carrier
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $0 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $2,649.14/12-months.
Annual Cost $2,649/yr.
$2,649/yr. OR $223/mo.
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Quoted Home
Dwelling [A] $518,827
Extended Coverage [A] $259,413.50
Other Structures [B] $51,883
Personal Property [C] $259,414
Loss of Use [D] $103,765

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $51,883
Loss Assessment NO

Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury YES

All Perils Deductible $3,500
Wind/Hail Deductible 1% of Cov [A] ($5,188)
$3,361/yr. OR $281/mo.
$6,010
★★★★★
TOTAL ANNUAL SAVINGS:
$1,691
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