Brooks Coverage Comparison

Current Coverages
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Progressive Renewal
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass YES; $50 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $2,225/12-months.
Annual Cost $2,225/yr.
$2,225.00/yr.
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Safeco Renewal
Dwelling [A] $476,600
Extended Coverage [A] $238,300
Other Structures [B] $47,660
Personal Property [C] $238,300
Loss of Use [D] $95,320

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $47,660
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage $5,000
Limited Hidden Water Damage $25,000

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($4,766)
$2,669.00/yr.
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Current Motorcycle
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES

Coverage Term 12 months
$519.00/yr.
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Renewal Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$506.00/yr.
$5,919
vs.
Quoted Coverages
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Foremost Quote
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 6 months
Cost $1,083/6-months.
Annual Cost $1,083 x 2 = $2,166/yr.
2,166.00/yr.
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Foremost Quote
Dwelling [A] $439,460
Extended Coverage [A] GUARANTEED REPLACEMENT
Other Structures [B] $87,892
Personal Property [C] $329,595
Loss of Use [D] $175,784

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $219,730
Loss Assessment $25,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($4,395)
$1,956.00/yr.
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Current Motorcycle
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES

Coverage Term 12 months
$582.00/yr.
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Quoted Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$629.00/yr.
$5,333
★★★★★
TOTAL ANNUAL SAVINGS:
$586
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