Brenda Card Coverage Comparison

RENEWAL COVERAGE
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Renewal Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car NO

Coverage Term 12 months
Cost $1,057.09/12-months.
Annual Cost $1,057.09/yr.
$1,057/yr.
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Renewal Home
Dwelling [A] $484,700
Extended Coverage [A] $242,350
Other Structures [B] $48,470
Personal Property [C] $242,350
Loss of Use [D] $96,940

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $48,470
Loss Assessment $500

Water Backup NO
Mold Coverage NO
Limited Hidden Water Damage NO

Sinkhole NO
Personal Injury YES

All Perils Deductible $5,000
Wind/Hail Deductible - Included in All Perils
$1,890/yr.
$2,947
vs.
QUOTED COVERAGE
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Quoted Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $1,246/12-months.
Annual Cost $1,246/yr.
$1,246/yr.
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Quoted Home
Dwelling [A] $597,000
Extended Coverage [A] $298,500
Other Structures [B] $59,700
Personal Property [C] $298,500
Loss of Use [D] $119,400

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $59,700
Loss Assessment $500

Water Backup NO
Mold Coverage NO
Limited Hidden Water Damage NO

Sinkhole NO
Personal Injury YES

All Perils Deductible $5,000
Wind/Hail Deductible 1% of Cov [A] ($5,970)
$1,402/yr.
$2,648
★★★★★
TOTAL ANNUAL SAVINGS:
$299
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