C Schettler Coverage Comparison

Current Auto
Current Carrier
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES
Rental Car YES
Comprehensive YES; $1,000 deductible
Full Glass YES; $0 deductible
Collision YES; $1,000 deductible
Coverage Term 6 months
$1,553.48
BUILDER QUOTE
Dwelling [A] $318,000
Extended Coverage [A] $159,000
Other Structures [B] $31,800
Personal Property [C] $159,000
Loss of Use [D] $63,600
Personal Liability [E] $300,000
Medical Payments [F] $5,000
Replacement Cost [C] Unknown
Replacement Cost Roof Unknown
Ordinance or Law Unknown
Loss Assessment Unknown
Water Backup $5,000
Mold Coverage NO
Limited Hidden Water Damage NO
Sinkhole NO
Personal Injury NO
$962.00
$2,515.48
vs.
Quoted Auto
Quoted Carrier
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES
Rental Car YES
Comprehensive YES; $1,000 deductible
Full Glass YES; $50 deductible
Collision YES; $1,000 deductible
Coverage Term 12 months
$1,447.00
Quoted Home
Dwelling [A] $380,000
Extended Coverage [A] $380,000
Other Structures [B] $38,000
Personal Property [C] $266,000
Loss of Use [D] $76,000
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $95,000
Loss Assessment $5,000
Water Backup $20,000
Mold Coverage As Part of A Covered Loss
Limited Hidden Water Damage N/A
Sinkhole NO; AVAILABLE for $114/yr.
Personal Injury YES
$693.81
$2,140.81
★★★★★
TOTAL ANNUAL SAVINGS:
$157-$364
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