Cohen Coverage Comparison

CURRENT COVERAGES
Landlord Condo RENEWAL
Dwelling [A] $321,017
Extended Dwelling Coverage [A] N/A
Other Structures [B] $32,102
Personal Property [C] $5,000
Loss of Use [D] $32,102

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES

Ordinance or Law - Included in Dwelling
Loss Assessment NO

Water Backup NO
Mold Coverage $5,000
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO
Service Line Coverage NO

All Perils Deductible $5,000
Wind/Hail Deductible $5,000
$1,133/yr.
Landlord Home CURRENT
Dwelling [A] $343,742
Extended Coverage [A] NO
Other Structures [B] $34,374
Personal Property [C] NO
Loss of Use [D] $34,374

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $34,374
Loss Assessment NO

Water Backup NO
Mold Coverage $5,000
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO
Service Line Coverage NO

All Perils Deductible $5,000
Wind/Hail Deductible $5,000
$2,409/yr.
$3,542
vs.
QUOTED COVERAGES
Landlord Home QUOTE 1818B
Dwelling [A] $280,500
Extended Dwelling Coverage [A] Guaranteed Replacement
Other Structures [B] $56,100
Personal Property [C] $5,000
Loss of Use [D] - Up to 24 Months

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES

Ordinance or Law $40,000
Loss Assessment $10,000

Water Backup $10,000
Mold Coverage - As Par of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury NO
Service Line Coverage NO

All Perils Deductible $5,000
Wind/Hail Deductible $5,000
$1,964/yr.
Landlord Home QUOTE 712
Dwelling [A] $405,500
Extended Coverage [A] Guaranteed Replacement Cost
Other Structures [B] $81,100
Personal Property [C] $5,000
Loss of Use [D] - Up to 24 months

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $40,000
Loss Assessment $10,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury NO
Service Line Coverage $10,000 (included)

All Perils Deductible $5,000
Wind/Hail Deductible $5,000
$2,299/yr.
$4,263
★★★★★
TOTAL ANNUAL SAVINGS:
$391
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