Conn Coverage Comparison

Current Auto
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Allstate Current Coverage
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000

Comprehensive YES; $2,000 deductible
Full Glass NO; $2,000 deductible
Collision YES; $2,000 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 6 months
Cost $893.33/6-months.
Annual Cost $893.33 x 2 = $1,787/yr.
$1,787/yr.
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Allstate Renewal Home
Dwelling [A] $398,138
Extended Coverage [A] $34,603
Other Structures [B] $21,638
Personal Property [C] $86,549
Loss of Use [D] $86,549

Personal Liability [E] $300,000
Medical Payments [F] $1,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $21,638
Loss Assessment NO

Water Backup NO
Mold Coverage NO
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$2,498/yr.
$4,285
vs.
Quoted Auto
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Travelers Auto Quote
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000

Comprehensive YES; $1,500 deductible
Full Glass NO; $1,500 deductible
Collision YES; $1,500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $1,586/12-months.
Annual Cost $1,586/yr.
$1,745/yr.
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Travelers Home Quote
Dwelling [A] $388,000
Extended Coverage [A] $97,000
Other Structures [B] $22,000
Personal Property [C] $87,000
Loss of Use [D] $77,600

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof NO; Payment Schedule

Ordinance or Law $38,800
Loss Assessment NO

Water Backup NO
Mold Coverage NO
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov [A] ($3,880)
$1,843/yr.
$3,588
★★★★★
TOTAL ANNUAL SAVINGS:
$697
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