Lauren & Kyle Crecelius Coverage Comparison

RENEWAL COVERAGES
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Renewal Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car NO

Coverage Term 12 months
Cost $3,265/12-months.
Annual Cost $3,265/yr.
$3,265/yr.
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Renewal Home
Dwelling [A] $489,000
Extended Coverage [A] $489,000
Other Structures [B] $97,800
Personal Property [C] $342,300
Loss of Use [D] $97,800

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $244,500
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

Hobby Farming Endorsement YES
Scheduled Jewelry Coverage $6,625

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov [A] ($4,890)
$4,026/yr.
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Current Umbrella
Personal Umbrella NO
Excess Uninsured Motorist NO
$0/yr.
$7,291
vs.
QUOTED COVERAGES
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Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car NO

Coverage Term 12 months
Cost $3,567/12-months.
Annual Cost $3,567/yr.
$3,567/yr.
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Quoted Home
Dwelling [A] $490,000
Extended Coverage [A] $490,000
Other Structures [B] $49,000
Personal Property [C] $245,000
Loss of Use [D] $98,000

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $49,000
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury YES

Incidental Farming Endorsement YES
Scheduled Jewelry Coverage $6,625

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov [A] ($4,900)
$2,650/yr.
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Quoted Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$424/yr.
$6,641
★★★★★
TOTAL ANNUAL SAVINGS:
$650
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