Croney Coverage Comparison

Grange - Current Policies
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Current Carrier
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES; not 2002 Ranger
Rental Car YES; not 2002 Ranger
Comprehensive YES; $500 deductible not Ranger
Full Glass NO; $500 deductible not Ranger
Collision YES; $500 deductible not Ranger
Coverage Term 12 months
$16,793
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Current Home
Dwelling [A] $419,600
Extended Coverage [A] $209,800
Other Structures [B] $62,940
Personal Property [C] $209,800
Loss of Use [D] $83,920
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES; until roof is 11 yrs. old
Ordinance or Law $41,960
Loss Assessment $500
Water Backup YES; $10,000
Mold Coverage YES; $10,000
Limited Hidden Water Damage NO
Sinkhole YES
Personal Injury NO
All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($4,196)
$3,293
$20,086
vs.
Progressive - Quoted Policies
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Progressive Quoted Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES; not 2002 Ranger
Rental Car YES; not 2002 Ranger
Comprehensive YES; $1,000 deductible not Ranger
Full Glass NO; $1,000 deductible not Ranger
Collision YES; $1,000 deductible not Ranger
Coverage Term 12 months
$9,059
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Progressive Quoted Home
Dwelling [A] $382,000
Extended Coverage [A] $191,000
Other Structures [B] $38,200
Personal Property [C] $191,000
Loss of Use [D] $76,400
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES; until roof is 11 yrs. old
Ordinance or Law $38,200
Loss Assessment NO
Water Backup YES; $10,000
Mold Coverage YES; As Part of A Covered Loss
Limited Hidden Water Damage N/A
Sinkhole NO
Personal Injury YES
All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($3,820)
$2,834
$11,893
vs.
State Farm - Quoted Policies
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State Farm Quoted Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES; not 2002 Ranger
Rental Car YES; not 2002 Ranger
Comprehensive YES; $1,000 deductible not Ranger
Full Glass NO; $1,000 deductible not Ranger
Collision YES; $1,000 deductible not Ranger
Coverage Term 6 months
$8,548
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State Farm Quoted Home
Dwelling [A] $373,000
Extended Coverage [A] $37,300
Other Structures [B] $74,600
Personal Property [C] $279,750
Loss of Use [D] $111,900
Personal Liability [E] $300,000
Medical Payments [F] $3,000
Replacement Cost [C] Limited Replacement Cost
Replacement Cost Roof UNKNOWN
Ordinance or Law $37,300
Loss Assessment UNKNOWN
Water Backup NO
Mold Coverage UNKNOWN
Limited Hidden Water Damage UNKNOWN
Sinkhole UNKNOWN
Personal Injury UNKNOWN
All Perils Deductible 1% of Cov A $3,730
Wind/Hail Deductible 1% of Cov A $3,730
$2,320
$10,868
★★★★★
TOTAL ANNUAL SAVINGS:
$8,193
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