Croney Coverage Comparison

Grange - Current Policies
Current Carrier
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES; not 2002 Ranger
Rental Car YES; not 2002 Ranger
Comprehensive YES; $500 deductible not Ranger
Full Glass NO; $500 deductible not Ranger
Collision YES; $500 deductible not Ranger
Coverage Term 12 months
$16,793
Current Home
Dwelling [A] $419,600
Extended Coverage [A] $209,800
Other Structures [B] $62,940
Personal Property [C] $209,800
Loss of Use [D] $83,920
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES; until roof is 11 yrs. old
Ordinance or Law $41,960
Loss Assessment $500
Water Backup YES; $10,000
Mold Coverage YES; $10,000
Limited Hidden Water Damage NO
Sinkhole YES
Personal Injury NO
All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($4,196)
$3,293
$20,086
vs.
Progressive - Quoted Policies
Progressive Quoted Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES; not 2002 Ranger
Rental Car YES; not 2002 Ranger
Comprehensive YES; $1,000 deductible not Ranger
Full Glass NO; $1,000 deductible not Ranger
Collision YES; $1,000 deductible not Ranger
Coverage Term 12 months
$9,059
Progressive Quoted Home
Dwelling [A] $382,000
Extended Coverage [A] $191,000
Other Structures [B] $38,200
Personal Property [C] $191,000
Loss of Use [D] $76,400
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES; until roof is 11 yrs. old
Ordinance or Law $38,200
Loss Assessment NO
Water Backup YES; $10,000
Mold Coverage YES; As Part of A Covered Loss
Limited Hidden Water Damage N/A
Sinkhole NO
Personal Injury YES
All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($3,820)
$2,834
$11,893
★★★★★
TOTAL ANNUAL SAVINGS:
$8,193
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