David & Sara Wright Coverage Comparison

Current Auto
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Current Carrier
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance NO
Rental Car NO

Coverage Term 12 months
$4,446/yr.
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Current Home
Dwelling [A] $803,800
Extended Coverage [A] $401,900
Other Structures [B] $80,380
Personal Property [C] $401,900
Loss of Use [D] $160,760

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $80,380
Loss Assessment $500

Water Backup NO
Mold Coverage $5,000
Limited Hidden Water Damage NO

Sinkhole NO
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($8,038)
$5,921/yr.
$10,367
vs.
Quoted Auto
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Quoted Carrier
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance NO
Rental Car NO

Coverage Term 6 months
$2,482/yr.
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Quoted Home
Dwelling [A] $773,600
Extended Coverage [A] NO
Other Structures [B] $77,360
Personal Property [C] $928,320
Loss of Use [D] $154,720

Personal Liability [E] SEE BELOW
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof - Cosmetic Damage Excluded

Ordinance or Law NO
Loss Assessment NO

Water Backup NO
Mold Coverage As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO

All Perils Deductible $5,000
Wind/Hail Deductible 1% of Cov A ($7,736)

FARM
Barns, Buildings, and Structures $20,000 with $1,000 deductible
Cattle $1,000 with $500 deductible
Liability $1 million per occurrence / $2 million aggregate
Pollution Liability $500,000
$4,366/yr.
$6,848
★★★★★
TOTAL ANNUAL SAVINGS:
1200
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