Jennifer & Brian Davis Coverage Comparison

CURRENT COVERAGES
Current Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $50,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $0 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Gap Coverage NO

Coverage Term 12 months
Cost $7,568/12-months.
Annual Cost $7,568/yr.
$7,568/yr.
Current Home
Dwelling [A] $1,060,682
Extended Coverage [A] - included in Cov[A]
Other Structures [B] - included in Cov[A]
Personal Property [C] - included in Cov[A]
Loss of Use [D] $397,756

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law - included in Cov[A]
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES
Scheduled Jewelry $7,295

All Perils Deductible $1,000
Wind/Hail Deductible $2,500
$2,704/yr.
Current Boat
Bodily Injury /Accident $500,000
Property Damage - Included in Bodily Injury Coverage
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD NO
Medical Payments $5,000

Physical Damage - Agreed Value
Comprehensive YES; $500 deductible
Collision YES; $500 deductible

Sign and Glide YES
Roadside Assistance YES

Disappearing Deductibles YES
$391/yr.
Current Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$773/yr.
$11,436
vs.
QUOTED COVERAGES
Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $250,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $50 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Gap Coverage NO

Coverage Term 12 months
Cost $3,257/12-months.
Annual Cost $3,257/yr.
$3,273/yr.
Quoted Home
Dwelling [A] $683,000
Extended Coverage [A] $683,000
Other Structures [B] $68,300
Personal Property [C] $478,100
Loss of Use [D] $136,600

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $341,500
Loss Assessment $5,000

Water Backup $20,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES
Scheduled Jewelry $7,295

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$3,657/yr.
Quoted Boat
Bodily Injury /Accident $500,000
Property Damage - Included in Bodily Injury Coverage
Uninsured BI/Accident $500,000
Uninsured Motorist PD - Included in Bodily Injury Coverage
Medical Payments $5,000

Physical Damage - Agreed Value
Comprehensive YES; $500 deductible
Collision YES; $500 deductible

Sign and Glide YES
Roadside Assistance YES

Disappearing Deductibles YES
417/yr.
Quoted Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist $1,000,000
$1,162/yr.
$8,509
★★★★★
TOTAL ANNUAL SAVINGS:
$2,927
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