Deu Coverage Comparison

Current Policies
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Travel 3 cars, 3 drivers
Bodily Injury /Accident $50,000/$100,000
Property Damage $50,000
Uninsured BI/Accident $50,000/$100,000
Uninsured Motorist PD $50,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $4,529.00/yr.
Annual Cost $4,529.00/yr.
$4,529.00/yr.
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Current Home
Dwelling [A] $662,000
Extended Coverage [A] $331,000
Other Structures [B] $66,200
Personal Property [C] $331,000
Loss of Use [D] $132,400

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES; for the life of the roof

Ordinance or Law $66,200
Loss Assessment $1,000

Water Backup NO
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage NO

Sinkhole NO
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
$4,693.00/yr.
$9,222
vs.
Quoted Policies
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NatGen 3 cars, 3 drivers
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $3,984.78/yr.
Annual Cost $3,984.78/yr.
$3,984.78/yr.
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Quoted Home
Dwelling [A] $604,454
Extended Coverage [A] $302,227
Other Structures [B] $60,446
Personal Property [C] $302,227
Loss of Use [D] $120,891

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES: until roof is 20 yr. old

Ordinance or Law $60,446
Loss Assessment $500

Water Backup NO
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
$2,283.00/yr.
$6,268
★★★★★
TOTAL ANNUAL SAVINGS:
$2,954/yr.
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