Estate of David Walsh Coverage Comparison

Vacant Home Policy
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Current Home
Dwelling [A] $341,000
Other Structures [B] NO
Personal Property [C] NO
Loss of Use [D] NO

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] Unknown
Replacement Cost Roof Dependent on Roof Age

Water Damage Sublimit Unknown
Water Backup NO
Mold Coverage Unknown

All Perils Deductible $1,000
Wind/Hail Deductible $1,000
Water Backup Deductible N/A
$6,642.00/yr.
$6,642
vs.
Vacant Home Quote
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Quoted Home
Dwelling [A] $399,000
Other Structures [B] $39,900
Personal Property [C] $3,000
Loss of Use [D] $30,900

Personal Liability [E] $1,000,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof NO; Actual Cash Value

Water Damage Sublimit $39,900
Water Backup $10,000
Mold Coverage $5,000

All Perils Deductible $2,500
Wind/Hail Deductible 2% of Cov A ($7,980)
Water Backup Deductible $2,500
$2,975.67/yr.
$2,976
★★★★★
TOTAL ANNUAL SAVINGS:
$3,666
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