Ferguson Coverage Comparison

Current Auto
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Current Carrier
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000
Roadside Assistance NO
Rental Car NO
Comprehensive NO
Full Glass NO
Collision NO
Coverage Term 12 months
$557.70
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Current Home
Dwelling [A] $212,800
Extended Coverage [A] $53,200
Other Structures [B] $21,280
Personal Property [C] $106,400
Loss of Use [D] $42,560
Personal Liability [E] $300,000
Medical Payments [F] $1,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $21,280
Loss Assessment $3,000
Water Backup $5,000
Mold Coverage $10,000
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury NO
$2,044
$2,601.70
vs.
Quoted Auto
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Quoted Carrier
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000
Roadside Assistance NO
Rental Car NO
Comprehensive NO
Full Glass NO
Collision NO
Coverage Term 12 months
$1,018.00
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Quoted Home
Dwelling [A] $219,000
Extended Coverage [A] Guaranteed Replacement Cost
Other Structures [B] $43,800
Personal Property [C] $131,400
Loss of Use [D] Up to 12 months
Personal Liability [E] $300,000
Medical Payments [F] $1,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $20,000
Loss Assessment $5,000
Water Backup $5,000
Mold Coverage As Part of A Covered Loss
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury NO
$1,331
$2,349.00
★★★★★
TOTAL ANNUAL SAVINGS:
$252.70
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