Fischer Coverage Comparison

Current Landlord
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Current Landlord
Dwelling [A] $508,000
Extended Coverage [A] NO
Personal Property [C] $190,000
Loss of Rents [D] $20,000

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES

Ordinance or Law $50,800
Loss Assessment $10,000

Water Backup NO
Mold Coverage N/A
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury NO

All Perils Deductible $1,000
Wind/Hail Deductible INCLUDED IN ALL PERILS
$7,527
$7,527
vs.
Quoted Landlord
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Quoted Landlord
Dwelling [A] $508,000
Extended Coverage [A] NO
Personal Property [C] $10,000
Loss of Rents [D] $30,000

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES

Ordinance or Law $50,800
Loss Assessment $50,000

Water Backup $5,000
Mold Coverage N/A
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible INCLUDED IN ALL PERILS
$3,850
$3,850
vs.
Quoted Landlord
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Quoted Landlord
Dwelling [A] $404,000
Extended Coverage [A] $101,000
Personal Property [C] $10,000
Loss of Rents [D] $40,400

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES

Ordinance or Law $40,400
Loss Assessment $25,000

Water Backup $15,000
Mold Coverage N/A
Limited Hidden Water Damage $25,000

Sinkhole YES
Personal Injury YES

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($4,040)
$2,042
$2,042
★★★★★
TOTAL ANNUAL SAVINGS:
$3,600-$5,000/yr.
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