Dwelling [A] $1,632,182
Extended Coverage [A] Up to $5 Million
Other Structures [B] $84,079
Personal Property [C] $709,994
Loss of Use [D] $373,681
Personal Liability [E] $1,000,000
Medical Payments [F] $10,000
Replacement Cost [C] YES
Replacement Cost Roof YES; life of roof
Ordinance or Law Up to $5 million
Loss Assessment $10,000
Water Backup Up to $5 million
Mold Coverage $10,000
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury YES
All Perils Deductible $5,000
Wind/Hail Deductible $15,000

Dwelling [A] $913,800
Extended Coverage [A] $456,900
Other Structures [B] $84,079
Personal Property [C] $709,994
Loss of Use [D] $182,760
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES; Until roof is 15-20 years old.
Ordinance or Law $91,380
Loss Assessment $500
Water Backup $50,000
Mold Coverage As Part of A Covered Loss
Limited Hidden Water Damage $25,000
Sinkhole YES
Personal Injury YES
All Perils Deductible $5,000
Wind/Hail Deductible 1% of Cov A ($9,138)