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Phone: (615) 847-3669
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Text: (423) 600-5317
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Address: 4331 Old Hickory Blvd # D
Old Hickory, TN 37138
Gaylor Landlord & Umbrella Coverage Comparison
CURRENT COVERAGES
Current Landlord
Dwelling [A] $316,944
Extended Dwelling Coverage [A] NO
Other Structures [B] NO
Personal Property [C] $50,000
Loss of Use [D] $31,694
Premises Liability [E] $1,000,000
Medical Payments [F] $1,000
Replacement Cost [C] YES
Ordinance or Law $31,694
Water Backup $5,000
Mold Coverage $5,000
Limited Hidden Water Damage $31,694
Sinkhole YES
Personal Injury NO
All Perils Deductible $1,000
Wind/Hail Deductible $1,000
Extended Dwelling Coverage [A] NO
Other Structures [B] NO
Personal Property [C] $50,000
Loss of Use [D] $31,694
Premises Liability [E] $1,000,000
Medical Payments [F] $1,000
Replacement Cost [C] YES
Ordinance or Law $31,694
Water Backup $5,000
Mold Coverage $5,000
Limited Hidden Water Damage $31,694
Sinkhole YES
Personal Injury NO
All Perils Deductible $1,000
Wind/Hail Deductible $1,000
$3,894/yr.
Current Umbrella
Personal Umbrella $1,000,000 (home and auto only)
Excess Uninsured Motorist NO
Excess Uninsured Motorist NO
$160/yr.
$4,054
vs.
QUOTED COVERAGES
Quoted Landlord
Dwelling [A] $222,648
Extended Dwelling Coverage [A] $44,529
Other Structures [B] $22,265
Personal Property [C] $50,000
Loss of Use [D] $44,530
Premises Liability [E] $500,000
Medical Payments [F] $500
Replacement Cost [C] NO; Actual Cash Value
Ordinance or Law $22,265
Water Backup $25,000
Mold Remediation $10,000
Water Damage $25,000
Sinkhole NO; Need Elevation Certificate
Personal Injury YES
All Perils Deductible $2,500
Wind/Hail Deductible $2,500
Extended Dwelling Coverage [A] $44,529
Other Structures [B] $22,265
Personal Property [C] $50,000
Loss of Use [D] $44,530
Premises Liability [E] $500,000
Medical Payments [F] $500
Replacement Cost [C] NO; Actual Cash Value
Ordinance or Law $22,265
Water Backup $25,000
Mold Remediation $10,000
Water Damage $25,000
Sinkhole NO; Need Elevation Certificate
Personal Injury YES
All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$2,014/yr.
Quoted Umbrella
Personal Umbrella $1,000,000 (home, auto, landlord)
Excess Uninsured Motorist $1,000,000
Excess Uninsured Motorist $1,000,000
$561/yr.
$2,575
★★★★★
TOTAL ANNUAL SAVINGS:
$1,479
