Gupta Coverage Comparison

Current Auto
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Grange Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance NO
Rental Car NO
Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible
Coverage Term 12 months
$4,700/yr
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Openly Home
Dwelling [A] $1,050,074
Extended Coverage [A] up to $5 million
Other Structures [B] $67,075
Personal Property [C] $313,011
Loss of Use [D] $134,148
Personal Liability [E] $300,000
Medical Payments [F] $10,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law up to $5 million
Loss Assessment NO
Water Backup up to $5 million
Mold Coverage $10,000
Limited Hidden Water Damage NO
Sinkhole NO
Personal Injury NO
$3,134.95/yr.
$7,834.95
vs.
Quoted Auto
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Progressive Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance NO
Rental Car NO
Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible
Coverage Term 6 months
$1,604/6 mos.
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Foremost Home
Dwelling [A] $933,400
Extended Coverage [A] Guaranteed Rebuild
Other Structures [B] $46,670
Personal Property [C] $350,000
Loss of Use [D] $233,350
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $466,700
Loss Assessment $10,000
Water Backup $50,000
Mold Coverage As part of a covered loss
Limited Hidden Water Damage NO
Sinkhole NO
Personal Injury NO
$2,498.00/yr.
$5,706
★★★★★
TOTAL ANNUAL SAVINGS:
$2,128.95
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