Hinson Coverage Comparison

Home Renewal
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Current Carrier
Dwelling [A] $790,650
Extended Coverage [A] UNKNOWN
Other Structures [B] $118,598
Personal Property [C] $396,325
Loss of Use [D] Actual Loss Sustained

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof UNKNOWN

Ordinance or Law UNKNOWN
Loss Assessment UNKNOWN

Water Backup UNKNOWN
Mold Coverage UNKNOWN
Limited Hidden Water Damage UNKNOWN

Sinkhole UNKNOWN
Personal Injury UNKNOWN

All Perils Deductible $2,500
Wind/Hail Deductible UNKNOWN
$2,978
$2,978
vs.
Quoted Home
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Quoted Carrier
Dwelling [A] $399,500
Extended Coverage [A] GUARANTEED REPLACEMENT
Other Structures [B] $79,900
Personal Property [C] $299,625
Loss of Use [D] Up to 12 Months

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $20,000
Loss Assessment $5,000

Water Backup NO
Mold Coverage As Part of A Covered Loss
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible Included in All Perils
$2,722
$2,722
★★★★★
TOTAL ANNUAL SAVINGS:
$256
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