Jakubovitz Coverage Comparison

Current Auto
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Current Carrier
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES
Rental Car YES
Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible
Coverage Term 12 months
$1248.92
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Current Home
Dwelling [A] $401,700
Extended Coverage [A] $200,850
Other Structures [B] $40,170
Personal Property [C] $200,850
Loss of Use [D] $80,340
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof Actual Cash Value (ACV)
Ordinance or Law $40,170
Loss Assessment $500
Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury NO
Deductible $10,000
$2,359.00
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Current Umbrella
Liability Coverage $1 Million
Excess Uninsured Motorist Coverage NO
$639.00
$4,246.92
vs.
Quoted Auto
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Quoted Carrier
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES
Rental Car YES
Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible
Coverage Term 12 months
$1,261.60
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Quoted Home
Dwelling [A] $398,324
Extended Coverage [A] $199,162
Other Structures [B] $39,833
Personal Property [C] $199,162
Loss of Use [D] $79,665
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof Payment Schedule (% based on roof age)
Ordinance or Law $39,833
Loss Assessment $500
Water Backup $10,000
Mold Coverage As Part of A Covered Loss
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury YES
Deductible $10,000
$1,338.00
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Quoted Umbrella
Liability Coverage $1 Million
Excess Uninsured Motorist Coverage NO
$351.00
$2,950.60
★★★★★
TOTAL ANNUAL SAVINGS:
$1,296.32
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