Jemson Coverage Comparison

CURRENT COVERAGES
image
Current Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $0 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Diminishing Deduct. NO

Coverage Term 12 months
Cost $2,211.95/12-months.
Annual Cost $2,211.95/yr.
$2,212/yr.
image
Renewal Home
Dwelling [A] $601,100
Extended Coverage [A] $300,550
Other Structures [B] $60,110
Personal Property [C] $420,770
Loss of Use [D] $120,220

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $60,110
Loss Assessment $500

Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO

All Perils Deductible $3,500
Wind/Hail Deductible 1% of Cov A ($6,011)
$1,817/yr.
image
Current Umbrella
Personal Umbrella NO
Excess Uninsured Motorist NO
NO
$4,029
vs.
QUOTED COVERAGES
image
Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $0 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Diminishing Deduct. YES

Coverage Term 12 months
Cost $1,556.69/12-months.
Annual Cost $1,556.69/yr.
$1,557/yr.
image
Quoted Home
Dwelling [A] $471,080
Extended Coverage [A] GUARANTEED REBUILD
Other Structures [B] $47,108
Personal Property [C] $235,540
Loss of Use [D] $117,770

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $235,540
Loss Assessment $500

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury N/A

All Perils Deductible 1.5% of Cov A ($7,066)
Wind/Hail Deductible 1.5% of Cov A ($7,066)
$1,381/yr.
image
Quoted Umbrella
Personal Umbrella $1,000,000
Uninsured Motorist $1,000,000
$329/yr.
$3,267
★★★★★
TOTAL ANNUAL SAVINGS:
$762
Call Directions Client Portal Email