James & Sherry Joyner Coverage Comparison

RENWAL COVERAGES
Renewal Home
Dwelling [A] $274,000
Extended Coverage [A] $68,500
Other Structures [B] $27,400
Personal Property [C] $137,000
Loss of Use [D] $54,800

Personal Liability [E] $500,000
Medical Payments [F] $1,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $27,400
Loss Assessment $2,500

Water Backup $5,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES
Scheduled Jewelry NO

All Perils Deductible $1,500
Wind/Hail Deductible 1% of Cov A ($2,740)
$1,829/yr.
$1,829
vs.
QUOTED COVERAGES
Quoted Home
Dwelling [A] $274,000
Extended Coverage [A] $68,500
Other Structures [B] $27,400
Personal Property [C] $137,000
Loss of Use [D] $54,800

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $27,400
Loss Assessment $2,500

Water Backup $5,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES
Scheduled Jewelry NO

All Perils Deductible $1,500
Wind/Hail Deductible 1% of Cov A ($2,740)
$1,529/yr.
$1,529
★★★★★
TOTAL ANNUAL SAVINGS:
$300
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