Justin Bentley & Shonda Combs Coverage Comparison

Progressive
CURRENT COVERAGES
CURRENT Auto
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $10,000
PIP $10,000 with $1,000 deductible

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car NO

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 12 months
Cost $4,297/12-months.
Annual Cost $4,297/yr.
$4,297/yr.
RENEWAL Home
Dwelling [A] $238,000
Extended Coverage [A] $59,500
Other Structures [B] $23,800
Personal Property [C] $119,000
Loss of Use [D] $47,600

Personal Liability [E] $300,000
Medical Payments [F] $2,500

Replacement Cost [C] YES
Replacement Cost Roof - NO; Payment Schedule

Ordinance or Law $23,800
Loss Assessment $2,500

Water Backup $5,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Mine Subsidence N/A
Personal Injury YES
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$4,110/yr.
$8,407
vs.
Liberty Mutual
QUOTED COVERAGES
Quoted Auto
Bodily Injury /Accident $50,000/$100,000
Property Damage $50,000
Uninsured BI/Accident $50,000/$100,000
Uninsured Motorist PD $50,000
Medical Payments N/A
PIP $10,000 with $1,000 deductible

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car NO

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 12 months
Cost $3,468/12-months.
Annual Cost $3,468/yr.
$3,973/yr.
Quoted Home
Dwelling [A] $254,600
Extended Coverage [A] $63,650
Other Structures [B] $25,460
Personal Property [C] $127,300
Loss of Use [D] $50,920

Personal Liability [E] $300,000
Medical Payments [F] $3,000

Replacement Cost [C] YES
Replacement Cost Roof

Ordinance or Law $25,460
Loss Assessment $500

Water Backup $5,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage NO

Mine Subsidence - Dwelling $254,600
Personal Injury YES
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$2,957/yr.
$6,930
★★★★★
TOTAL ANNUAL SAVINGS:
1,477
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