Brad Land Coverage Comparison

CURRENT COVERAGES
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PROGRESSIVE Auto
Bodily Injury /Accident $50,000/$100,000
Property Damage $50,000
Uninsured BI/Accident $50,000/$100,000
Uninsured Motorist PD $50,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $7,691/12-months.
Annual Cost $7,691/yr.
$7,691/yr.
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NATIONAL GENERAL Home
Dwelling [A] $1,028,272
Extended Coverage [A] - Included in Cov [A]
Other Structures [B] - Included in Cov [A]
Personal Property [C] - Included in Cov [A]
Loss of Use [D] - Included in Cov [A]

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law - Included in Cov [A]
Loss Assessment

Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO

All Perils Deductible $1,000
Wind/Hail Deductible $1,000
$4,137/yr.
$11,828
vs.
QUOTED COVERAGES
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PROGRESSIVE QUOTE
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 6 months
Cost $3,528/6-months.
Annual Cost $3,528 x 2 = $7,056/yr.
$7,056/yr.
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FOREMOST Home
Dwelling [A] $566,880
Extended Coverage [A] $113,376
Other Structures [B] $56,688
Personal Property [C] $283,440
Loss of Use [D] $141,720

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof - Payment Schedule

Ordinance or Law $283,440
Loss Assessment $2,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury N/A

All Perils Deductible $1,000
Wind/Hail Deductible 1% of Cov [A] ($5,669)
$3,287/yr.
$10,343
★★★★★
TOTAL ANNUAL SAVINGS:
$1,485
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