Ledbetter Home Coverage Comparison

RENEWALS
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Current Auto
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible; both Silverados, not the Cruze
Full Glass NO; $1,000 deductible; both Silverados, not the Cruze
Collision YES; $1,000 deductible; both Silverados, not the Cruze

Roadside Assistance NO
Rental Car NO

Coverage Term 12 months
Cost $3709.57/yr.
Annual Cost $3709.57/yr.
$3,710/yr.
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Cancelled Home
Dwelling [A] $495,794
Extended Coverage [A] $123,948
Other Structures [B] $9,916
Personal Property [C] $198,318
Loss of Use [D] $24,790

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $49,579
Loss Assessment $500

Water Backup NO
Mold Coverage NO
Limited Hidden Water Damage NO

Sinkhole NO
Personal Injury NO

All Perils Deductible $5,000
Wind/Hail Deductible $5,000
$3,692/yr.
$7,402
vs.
QUOTES
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PROGRESSIVE Auto Quote
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible; both Silverados, not the Cruze
Full Glass NO; $1,000 deductible; both Silverados, not the Cruze
Collision YES; $1,000 deductible; both Silverados, not the Cruze

Roadside Assistance NO
Rental Car NO

Coverage Term 6 months
Cost $902/6mos.
Annual Cost $902 x 2 = $1,804/yr.
$1,804/yr.
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FOREMOST Home Quote
Dwelling [A] $428,940
Extended Coverage [A] Guaranteed Replacement
Other Structures [B] $85,788
Personal Property [C] $321,705
Loss of Use [D] $171,576

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $214,470
Loss Assessment $10,000

Water Backup NO
Mold Coverage NO
Limited Hidden Water Damage NO

Sinkhole NO
Personal Injury NO

All Perils Deductible $5,000
Wind/Hail Deductible $5,000
$3,547/yr.
$5,351
★★★★★
TOTAL ANNUAL SAVINGS:
$2,051
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