Mallory & Jared Collins Coverage Comparison

Progressive
CURRENT COVERAGES
Renewal Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car NO

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 12 months
Cost $1,324/12-months.
Annual Cost $1,324/yr.
$1,324/yr.
Renewal Home
Dwelling [A] $542,000
Extended Coverage [A] $542,000
Other Structures [B] $54,200
Personal Property [C] $379,400
Loss of Use [D] $108,400

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $271,000
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $1,500
Wind/Hail Deductible 1% of Cov A ($5,420)
$2,165/yr.
$3,489
vs.
Foremost/Farmers
QUOTED COVERAGES
Quoted Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car NO

Gap Coverage NO
Decreasing Deductible YES

Coverage Term 6 months
Cost $445/6-months.
Annual Cost $445 x 2 = $890/yr.
$890/yr.
Quoted Home
Dwelling [A] $587,280
Extended Coverage [A] Guaranteed Rebuild
Other Structures [B] $58,728
Personal Property [C] $293,640
Loss of Use [D] $146,820

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $293,640
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury N/A
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $1,500
Wind/Hail Deductible 1% of Cov A ($5,873)
$1,707/yr.
$2,597
★★★★★
TOTAL ANNUAL SAVINGS:
$892
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