Martinko Coverage Comparison

Current Coverage
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Current Carrier
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
$1,689.00/yr.
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Current Home
Dwelling [A] $323,000
Extended Coverage [A] $323,000
Other Structures [B] $32,300
Personal Property [C] $226,100
Loss of Use [D] $64,600

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $80,750
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As part of a covered loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

All Perils Deductible $1,000
Wind/Hail Deductible 1% of Cov A ($3,230)
$1,697.93/yr.
$3,387
vs.
Quoted Coverage
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Quoted Carrier
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
$1,597.00/yr.
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Quoted Home
Dwelling [A] $323,000
Extended Coverage [A] $161,500
Other Structures [B] $32,300
Personal Property [C] $226,100
Loss of Use [D] $64,600

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $32,300
Loss Assessment $1,000

Water Backup $10,000
Mold Coverage - As part of a covered loss
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury YES

All Perils Deductible $1,000
Wind/Hail Deductible 1% of Cov A ($3,230)
$1,567.00/yr.
$3,164
★★★★★
TOTAL ANNUAL SAVINGS:
$223
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