Jimmy McCafferty Coverage Comparison

RENEWAL COVERAGES
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Renewal Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $250,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car NO

Coverage Term 6 months
Cost $1,175/6-months.
Annual Cost $1,175 x 2 = $2,350/yr.
$2,350/yr.
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Renewal Home
Dwelling [A] $566,300
Extended Coverage [A] $283,150
Other Structures [B] $56,630
Personal Property [C] $283,150
Loss of Use [D] $113,260

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $56,630
Loss Assessment $500

Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury NO

All Perils Deductible $5,000
Wind/Hail Deductible 1% of Cov A ($5,663)
$3,940/yr.
$6,290
vs.
QUOTED COVERAGES
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Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $250,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car NO

Coverage Term 12 months
Cost $4,076/6-months.
Annual Cost $4,076/yr.
$4,076/yr.
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Quoted Home
Dwelling [A] $384,330
Extended Coverage [A] $192,165
Other Structures [B] $38,433
Personal Property [C] $192,165
Loss of Use [D] $76,866

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $57,649
Loss Assessment $500

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible - Included in All Perils
$1,506/yr.
$5,582
★★★★★
TOTAL ANNUAL SAVINGS:
$708
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