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Phone: (615) 847-3669
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Text: (423) 600-5317
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Address: 4331 Old Hickory Blvd # D
Old Hickory, TN 37138
Jimmy McCafferty Coverage Comparison
RENEWAL COVERAGES
Renewal Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $250,000
Medical Payments $5,000
Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible
Roadside Assistance YES
Rental Car NO
Coverage Term 6 months
Cost $1,175/6-months.
Annual Cost $1,175 x 2 = $2,350/yr.
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $250,000
Medical Payments $5,000
Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible
Roadside Assistance YES
Rental Car NO
Coverage Term 6 months
Cost $1,175/6-months.
Annual Cost $1,175 x 2 = $2,350/yr.
$2,350/yr.
Renewal Home
Dwelling [A] $566,300
Extended Coverage [A] $283,150
Other Structures [B] $56,630
Personal Property [C] $283,150
Loss of Use [D] $113,260
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $56,630
Loss Assessment $500
Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage $10,000
Sinkhole YES
Personal Injury NO
All Perils Deductible $5,000
Wind/Hail Deductible 1% of Cov A ($5,663)
Extended Coverage [A] $283,150
Other Structures [B] $56,630
Personal Property [C] $283,150
Loss of Use [D] $113,260
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $56,630
Loss Assessment $500
Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage $10,000
Sinkhole YES
Personal Injury NO
All Perils Deductible $5,000
Wind/Hail Deductible 1% of Cov A ($5,663)
$3,940/yr.
$6,290
vs.
QUOTED COVERAGES
Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $250,000
Medical Payments $5,000
Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible
Roadside Assistance YES
Rental Car NO
Coverage Term 12 months
Cost $4,076/6-months.
Annual Cost $4,076/yr.
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $250,000
Medical Payments $5,000
Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible
Roadside Assistance YES
Rental Car NO
Coverage Term 12 months
Cost $4,076/6-months.
Annual Cost $4,076/yr.
$4,076/yr.
Quoted Home
Dwelling [A] $384,330
Extended Coverage [A] $192,165
Other Structures [B] $38,433
Personal Property [C] $192,165
Loss of Use [D] $76,866
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $57,649
Loss Assessment $500
Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury NO
All Perils Deductible $2,500
Wind/Hail Deductible - Included in All Perils
Extended Coverage [A] $192,165
Other Structures [B] $38,433
Personal Property [C] $192,165
Loss of Use [D] $76,866
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $57,649
Loss Assessment $500
Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury NO
All Perils Deductible $2,500
Wind/Hail Deductible - Included in All Perils
$1,506/yr.
$5,582
★★★★★
TOTAL ANNUAL SAVINGS:
$708
