McElroy Coverage Comparison

Progressive
RENEWAL COVERAGES
Current Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car YES; $50/day for 30 days

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 12 months
Cost $2,002/12-months.
Annual Cost $2,002/yr.
$2,002/yr.
Renewal Home
Dwelling [A] $608,000
Extended Coverage [A] $608,000
Other Structures [B] $60,800
Personal Property [C] $425,600
Loss of Use [D] $121,600

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $304,000
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES
Service Line Coverage NO
Scheduled Jewelry - With Travelers

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($6,080)
$1,394/yr.
Current Landlord (Travelers)
Dwelling [A] $184,000
Extended Coverage [A]
Other Structures [B] $4,140
Personal Property [C] $5,170
Loss of Use [D] $18,805

Personal Liability [E] $5,000
Medical Payments [F] $2,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $18,400
Loss Assessment $1,000

Water Backup $5,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$849/yr.
$4,245
vs.
Travelers
QUOTED COVERAGES
Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance YES
Rental Car YES; $50/day for 30 days

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 12 months
Cost $1,391/12-months.
Annual Cost $1,391/yr.
$1,406/yr.
Quoted Home
Dwelling [A] $622,000
Extended Coverage [A] $311,000
Other Structures [B] $62,200
Personal Property [C] $311,000
Loss of Use [D] $124,400

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $62,200
Loss Assessment $1,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury YES
Service Line Coverage NO
Scheduled Jewelry - With Travelers

All Perils Deductible $2,500
Wind/Hail Deductible 1/2% of Cov A ($3,110)
$1,487/yr.
Current Landlord (SAME)
Dwelling [A] $184,000
Extended Coverage [A]
Other Structures [B] $4,140
Personal Property [C] $5,170
Loss of Use [D] $18,805

Personal Liability [E] $5,000
Medical Payments [F] $2,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $18,400
Loss Assessment $1,000

Water Backup $5,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$849/yr.
$3,742
★★★★★
TOTAL ANNUAL SAVINGS:
$503
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