Michael Cheplick Coverage Comparison

Travelres - without Kids
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Current Carrier
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
$3,222
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Current Home
Dwelling [A] $537,000
Extended Coverage [A] $134,250
Other Structures [B] $53,700
Personal Property [C] $268,500
Loss of Use [D] $107,400

Personal Liability [E] $500,000
Medical Payments [F] $2,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $53,700
Loss Assessment $1,000

Water Backup $10,000
Mold Coverage As Part of A Covered Loss
Limited Hidden Water Damage $10,000

Sinkhole NO
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
$2,777
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Current Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$490
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Current Travel Trailer
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000

Comprehensive YES; $500 deductible
Collision YES; $500 deductible
Included Above
$6,489
vs.
Foremost
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Quoted Carrier
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
$3,060
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Quoted Home
Dwelling [A] $587,460
Extended Coverage [A] Guaranteed Rebuild
Other Structures [B] $117,492
Personal Property [C] $440,595
Loss of Use [D] $234,984

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $293,730
Loss Assessment $10,000

Water Backup $10,000
Mold Coverage As Part of A Covered Loss
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($5,875)
$2,368
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Quoted Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$511
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Quoted Travel Trailer
Liability Coverage $300,000
Personal Property Coverage $1,000

Comprehensive YES; $500 deductible
Collision YES; $500 deductible
$319
$6,258
★★★★★
TOTAL ANNUAL SAVINGS:
$231
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