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Phone: (615) 847-3669
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Text: (423) 600-5317
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Address: 4331 Old Hickory Blvd # D
Old Hickory, TN 37138
Murphy Coverage Comparison
Current Auto
Current Carrier
Bodily Injury /Accident $500,000 Combined Single Limit
Property Damage Included in Bodily Injury
Uninsured BI/Accident $500,000 Combined Single Limit
Uninsured Motorist PD Included in UM Bodily Injury
Medical Payments $5,000
Comprehensive YES; $100 deductible; CRV & Civic
Full Glass NO; $100 deductible; CRV & Civic
Collision YES; $500 deductible; CRV & Civic
Roadside Assistance YES; CRV & Civic
Rental Car YES; CRV & Civic
Coverage Term 12 months
Property Damage Included in Bodily Injury
Uninsured BI/Accident $500,000 Combined Single Limit
Uninsured Motorist PD Included in UM Bodily Injury
Medical Payments $5,000
Comprehensive YES; $100 deductible; CRV & Civic
Full Glass NO; $100 deductible; CRV & Civic
Collision YES; $500 deductible; CRV & Civic
Roadside Assistance YES; CRV & Civic
Rental Car YES; CRV & Civic
Coverage Term 12 months
$2,684.00
Current Home
Dwelling [A] $817,120
Extended Coverage [A] - Included in Dwelling
Other Structures [B] - Included in Dwelling
Personal Property [C] - Included in Dwelling
Loss of Use [D] $306,420
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law - Included in Dwelling
Loss Assessment - NO
Water Backup $15,000
Mold Coverage $50,000
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury YES
All Perils Deductible $1,000
Wind/Hail Deductible $1,000
Extended Coverage [A] - Included in Dwelling
Other Structures [B] - Included in Dwelling
Personal Property [C] - Included in Dwelling
Loss of Use [D] $306,420
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law - Included in Dwelling
Loss Assessment - NO
Water Backup $15,000
Mold Coverage $50,000
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury YES
All Perils Deductible $1,000
Wind/Hail Deductible $1,000
$2,084.00
Current Landlord
Dwelling [A] $519,896
Extended Coverage [A ] - Included in Dwelling
Other Structures [B] - Included in Dwelling
Personal Property [C] - Included in Dwelling
Loss of Use [D] $194,961
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law - Included in Dwelling
Loss Assessment NO
Water Backup NO
Mold Coverage N/A
Limited Hidden Water Damage N/A
Sinkhole YES
Service Line Coverage $10,000
All Perils Deductible $1,000
Wind/Hail Deductible $1,000
Extended Coverage [A ] - Included in Dwelling
Other Structures [B] - Included in Dwelling
Personal Property [C] - Included in Dwelling
Loss of Use [D] $194,961
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law - Included in Dwelling
Loss Assessment NO
Water Backup NO
Mold Coverage N/A
Limited Hidden Water Damage N/A
Sinkhole YES
Service Line Coverage $10,000
All Perils Deductible $1,000
Wind/Hail Deductible $1,000
$1,861.00
Current Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
Excess Uninsured Motorist NO
$752.00
$7,381
vs.
Quoted Auto
Quoted Carrier
Bodily Injury /Accident $500,000 Combined Single Limit
Property Damage Included in Bodily Injury
Uninsured BI/Accident $500,000 Combined Single Limit
Uninsured Motorist PD Included in UM Bodily Injury
Medical Payments $5,000
Comprehensive YES; $100 deductible; CRV & Civic
Full Glass NO; $100 deductible; CRV & Civic
Collision YES; $500 deductible; CRV & Civic
Roadside Assistance YES; CRV & Civic
Rental Car YES; CRV & Civic
Coverage Term 12 months
Property Damage Included in Bodily Injury
Uninsured BI/Accident $500,000 Combined Single Limit
Uninsured Motorist PD Included in UM Bodily Injury
Medical Payments $5,000
Comprehensive YES; $100 deductible; CRV & Civic
Full Glass NO; $100 deductible; CRV & Civic
Collision YES; $500 deductible; CRV & Civic
Roadside Assistance YES; CRV & Civic
Rental Car YES; CRV & Civic
Coverage Term 12 months
$1,118.00
Quoted Home
Dwelling [A] $439,000
Extended Coverage [A] $439,000
Other Structures [B] $43,900
Personal Property [C] $307,300
Loss of Use [D] $87,800
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $109,750
Loss Assessment $5,000
Water Backup $20,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury YES
All Perils Deductible $2,500
Wind/Hail Deductible $4,390
Extended Coverage [A] $439,000
Other Structures [B] $43,900
Personal Property [C] $307,300
Loss of Use [D] $87,800
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $109,750
Loss Assessment $5,000
Water Backup $20,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury YES
All Perils Deductible $2,500
Wind/Hail Deductible $4,390
$2,074.91
Quoted Landlord (with Travelers)
Dwelling [A] $286,000
Extended Coverage [A] $71,500
Other Structures [B] $28,600
Personal Property [C] $2,000
Loss of Use [D] $28,600
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $28,600
Loss Assessment $500
Water Backup $5,000
Mold Coverage N/A
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury YES
All Perils Deductible $2,500
Wind/Hail Deductible - Included in All Perils
Extended Coverage [A] $71,500
Other Structures [B] $28,600
Personal Property [C] $2,000
Loss of Use [D] $28,600
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof YES
Ordinance or Law $28,600
Loss Assessment $500
Water Backup $5,000
Mold Coverage N/A
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury YES
All Perils Deductible $2,500
Wind/Hail Deductible - Included in All Perils
$1,192.00
Quoted Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
Excess Uninsured Motorist NO
$600.00
$4,985
★★★★★
TOTAL ANNUAL SAVINGS:
$2,396
