Murphy Coverage Comparison

Current Auto
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Current Carrier
Bodily Injury /Accident $500,000 Combined Single Limit
Property Damage Included in Bodily Injury
Uninsured BI/Accident $500,000 Combined Single Limit
Uninsured Motorist PD Included in UM Bodily Injury
Medical Payments $5,000

Comprehensive YES; $100 deductible; CRV & Civic
Full Glass NO; $100 deductible; CRV & Civic
Collision YES; $500 deductible; CRV & Civic

Roadside Assistance YES; CRV & Civic
Rental Car YES; CRV & Civic

Coverage Term 12 months
$2,684.00
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Current Home
Dwelling [A] $817,120
Extended Coverage [A] - Included in Dwelling
Other Structures [B] - Included in Dwelling
Personal Property [C] - Included in Dwelling
Loss of Use [D] $306,420

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law - Included in Dwelling
Loss Assessment - NO

Water Backup $15,000
Mold Coverage $50,000
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

All Perils Deductible $1,000
Wind/Hail Deductible $1,000
$2,084.00
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Current Landlord
Dwelling [A] $519,896
Extended Coverage [A ] - Included in Dwelling
Other Structures [B] - Included in Dwelling
Personal Property [C] - Included in Dwelling
Loss of Use [D] $194,961

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law - Included in Dwelling
Loss Assessment NO

Water Backup NO
Mold Coverage N/A
Limited Hidden Water Damage N/A

Sinkhole YES
Service Line Coverage $10,000

All Perils Deductible $1,000
Wind/Hail Deductible $1,000
$1,861.00
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Current Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$752.00
$7,381
vs.
Quoted Auto
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Quoted Carrier
Bodily Injury /Accident $500,000 Combined Single Limit
Property Damage Included in Bodily Injury
Uninsured BI/Accident $500,000 Combined Single Limit
Uninsured Motorist PD Included in UM Bodily Injury
Medical Payments $5,000

Comprehensive YES; $100 deductible; CRV & Civic
Full Glass NO; $100 deductible; CRV & Civic
Collision YES; $500 deductible; CRV & Civic

Roadside Assistance YES; CRV & Civic
Rental Car YES; CRV & Civic

Coverage Term 12 months
$1,118.00
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Quoted Home
Dwelling [A] $439,000
Extended Coverage [A] $439,000
Other Structures [B] $43,900
Personal Property [C] $307,300
Loss of Use [D] $87,800

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $109,750
Loss Assessment $5,000

Water Backup $20,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

All Perils Deductible $2,500
Wind/Hail Deductible $4,390
$2,074.91
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Quoted Landlord (with Travelers)
Dwelling [A] $286,000
Extended Coverage [A] $71,500
Other Structures [B] $28,600
Personal Property [C] $2,000
Loss of Use [D] $28,600

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $28,600
Loss Assessment $500

Water Backup $5,000
Mold Coverage N/A
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

All Perils Deductible $2,500
Wind/Hail Deductible - Included in All Perils
$1,192.00
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Quoted Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$600.00
$4,985
★★★★★
TOTAL ANNUAL SAVINGS:
$2,396
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