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Michael & Maribeth Mussewlhite Coverage Comparison

RENEWAL COVERAGES
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Renewal Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $1,441/12-months.
Annual Cost $1,441/yr.
$1,441/yr.
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Renewal Home
Dwelling [A] $333,000
Extended Coverage [A] $333,000
Other Structures [B] $33,000
Personal Property [C] $233,100
Loss of Use [D] $66,000

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $166,500
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage - N/A

Sinkhole NO
Personal Injury YES

All Perils Deductible $1,500
Wind/Hail Deductible 1% of Cov [A] ($3,330)
$1,383/yr.
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Renewal Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$489/yr.
$3,313
vs.
QUOTED COVERAGES
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Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $1,173/12-months.
Annual Cost $1,173/yr.
$1,173/yr.
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Quoted Home
Dwelling [A] $393,140
Extended Coverage [A] Guaranteed Rebuild
Other Structures [B] $78,628
Personal Property [C] $294,855
Loss of Use [D] $98,285

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $196,570
Loss Assessment $50,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage - N/A

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov [A] ($3,931)
$1,004/yr.
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Quoted Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist $1,000,000
$376.00/yr.
$2,553
★★★★★
TOTAL ANNUAL SAVINGS:
$760
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