Noon Coverage Comparison

Renewal Coverage
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Progressive Auto Renewal
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES; Volvo & Lexus
Rental Car YES; Volvo & Lexus

Coverage Term 12 months
Cost $5,514.00/12-months.
Annual Cost $5,514.00/yr.
$5,514.00
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Progressive Home Renewal
Dwelling [A] $492,000
Extended Coverage [A] $123,000
Other Structures [B] $49,200
Personal Property [C] $246,000
Loss of Use [D] $98,400

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $49,200
Loss Assessment NO

Water Backup $5,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

All Perils Deductible $1,000
Wind/Hail Deductible 1% of Cov A ($4,920)
$3,441.05
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Current Umbrella
Personal Umbrella NONE
Excess Uninsured Motorist NO
N/A
$8,955
vs.
Quoted Coverage
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Foremost Auto Quote
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES; ALL Vehicles
Rental Car YES; ALL Vehicles

Coverage Term 6 months
Cost $2,363.70/6-months.
Annual Cost $2,363.70 x 2 = $4,727.40/yr.
$4,727.40
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Travelers Home Quote
Dwelling [A] $525,000
Extended Coverage [A] $262,500
Other Structures [B] $52,500
Personal Property [C] $262,500
Loss of Use [D] $105,000

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $78,750
Loss Assessment $500

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury YES

All Perils Deductible $1,000
Wind/Hail Deductible 1% of Cov A ($5,250)
$2,960.00
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Foremost Umbrella Quote
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$787.00
$8,404
★★★★★
TOTAL ANNUAL SAVINGS:
$481-$1,268
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