Palella Coverage Comparison

CURRENT COVERAGES
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Current Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $1,000

Comprehensive YES; $500 deductible
Full Glass YES; $50 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $2,093/12-months.
Annual Cost $2,093/yr.
$2,093/yr.
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Current Home
Dwelling [A] $318,000
Extended Coverage [A] $159,000
Other Structures [B] $31,800
Personal Property [C] $159,000
Loss of Use [D] $63,600

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $31,800
Loss Assessment $500

Water Backup $10,000
Mold Coverage $5,000
Limited Hidden Water Damage $10,000

Sinkhole NO
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
$1,613/yr.
$3,706/yr.
vs.
QUOTED COVERAGES
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Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $50 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $1,017/12-months.
Annual Cost $1,017/yr.
$1,017/yr.
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Quoted Home
Dwelling [A] $314,000
Extended Coverage [A] $157,000
Other Structures [B] $31,400
Personal Property [C] $219,800
Loss of Use [D] $62,800

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $78,500
Loss Assessment $500

Water Backup $10,000
Mold Coverage - As Part of a Covered Loss
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$1,951.33/yr.
$2,968/yr.
★★★★★
TOTAL ANNUAL SAVINGS:
$738
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