Parker Coverage Comparison

NATIONAL GENERAL RENEWALS
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Renewal Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $50,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $0 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $4,088/12-months.
Annual Cost $4,088/yr.
$4,088/yr.
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Renewal Home
Dwelling [A] $767,776
Extended Coverage [A] - Included in Cov [A]
Other Structures [B] - Included in Cov [A]
Personal Property [C] - Included in Cov [A]
Loss of Use [D] $287,916

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law - Included in Cov [A]
Loss Assessment $500

Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

All Perils Deductible $1,000
Wind/Hail Deductible $1,000
$1,047/yr.
$5,135/yr.
vs.
TRAVELERS QUOTES
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Quoted Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $50 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $2,223/12-months.
Annual Cost $2,223/yr.
$2,223/yr.
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Quoted Home
Dwelling [A] $373,000
Extended Coverage [A] $186,500
Other Structures [B] $37,300
Personal Property [C] $186,500
Loss of Use [D] $74,600

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $37,300
Loss Assessment $500

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury YES

All Perils Deductible $1,000
Wind/Hail Deductible 1/2% of Cov [A] ($1,865)
$1,453/yr.
$3,676/yr.
vs.
FOREMOST QUOTES
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Quoted Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass YES; $0 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 6 months
Cost $841.56/6-months.
Annual Cost $841.56 x 2 = $1,683/yr.
$1,683/yr
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Quoted Home
Dwelling [A] $371,160
Extended Coverage [A] Guaranteed Rebuild
Other Structures [B] $74,232
Personal Property [C] $278,370
Loss of Use [D] $92,790

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $185,580
Loss Assessment $10,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury N/A

All Perils Deductible $1,000
Wind/Hail Deductible 1% of Cov [A] ($3,712)
$1,272/yr.
$2,955/yr.
★★★★★
TOTAL ANNUAL SAVINGS:
$1,459-$2,180
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