Nghia Pham Coverage Comparison

RENEWAL COVERAGES
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Grange Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive NO
Full Glass NO
Collision NO

Roadside Assistance NO
Rental Car NO

Coverage Term 12 months
Cost $2,804/12-months.
Annual Cost $2,804/yr.
$2,804/yr.
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Grange Home Renewal
Dwelling [A] $643,700
Extended Coverage [A] $321,850
Other Structures [B] $64,370
Personal Property [C] $321,850
Loss of Use [D] $128,740

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $64,370
Loss Assessment NO

Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage $10,000

Sinkhole NO
Personal Injury NO

All Perils Deductible $3,500
Wind/Hail Deductible 1% of Cov [A] ($6,437)
$2,406/yr.
$5,210
vs.
QUOTED COVERAGES
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Progressive Auto Quote
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive NO
Full Glass NO
Collision NO

Roadside Assistance NO
Rental Car NO

Coverage Term 6 months
Cost $1,297/6-months.
Annual Cost $1,297 x 2 = $2,594/yr.
$2,594/yr.
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Foremost Home Quote
Dwelling [A] $702,650
Extended Coverage [A] Guaranteed Rebuild
Other Structures [B] $70,265
Personal Property [C] $351,325
Loss of Use [D] $175,663

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof NO; Payment Schedule

Ordinance or Law $351,325
Loss Assessment NO

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov [A] ($7,027)
$1,888/yr.
$4,482
★★★★★
TOTAL ANNUAL SAVINGS:
$728
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