Phillips Coverage Comparison

Current Auto
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Progressive Auto Renewal
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES
Rental Car YES
Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible
Coverage Term 6 months
$6,070
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Openly Home
Dwelling [A] $662,698
Extended Coverage [A] Up to $5 million
Other Structures [B] $62,617
Personal Property [C] $445,276
Loss of Use [D] $111,319
Personal Liability [E] $500,000
Medical Payments [F] $10,000
Replacement Cost [C] YES
Replacement Cost Roof NO; payment schedule
Ordinance or Law Up to $5 million
Loss Assessment $10,000
Water Backup Up to $5 million
Mold Coverage $10,000
Limited Hidden Water Damage N/A
Sinkhole YES
Personal Injury NO
All Perils Deductible $2,500
Wind/Hail Deductible $5,000
$3,864
$9,934
vs.
Quoted Auto
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Grange Auto Quote
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000
Roadside Assistance YES
Rental Car YES
Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible
Coverage Term 12 months
$5,147
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Grange Home Quote
Dwelling [A] $511,427
Extended Coverage [A] $255,714
Other Structures [B] $51,143
Personal Property [C] $255,714
Loss of Use [D] $102,285
Personal Liability [E] $500,000
Medical Payments [F] $5,000
Replacement Cost [C] YES
Replacement Cost Roof NO; Actual Cash Value
Ordinance or Law $51,143
Loss Assessment $500
Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage $10,000
Sinkhole YES
Personal Injury YES
All Perils Deductible $3,500
Wind/Hail Deductible 1% of Cov A ($5,114)
$2,826
$7,973
★★★★★
TOTAL ANNUAL SAVINGS:
$1,961
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