Pilkinton Coverage Comparison

RENEWAL COVERAGES
Progressive Renewal Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $750 deductible
Full Glass NO; $750 deductible
Collision YES; $750 deductible

Roadside Assistance YES
Rental Car YES

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 6 months
Cost $2,233/6-months.
Annual Cost $2,233 x 2 = $4,466/yr.
$4,466/yr.
Openly Renewal Home
Dwelling [A] $570,913
Extended Coverage [A] - Up to $5 Million
Other Structures [B] $66,385
Personal Property [C] $318,649
Loss of Use [D] $132,770

Personal Liability [E] $300,000
Medical Payments [F] $10,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law - Up to $5 Million
Loss Assessment $5,000

Water Backup - Full Coverage
Mold Coverage $10,000
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury NO
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
$2,003/yr.
Progressive Renewal Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$776/yr.
$7,245
vs.
QUOTED COVERAGES
Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $750 deductible
Full Glass NO; $750 deductible
Collision YES; $750 deductible

Roadside Assistance YES
Rental Car YES

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 12 months
Cost $3,786/12-months.
Annual Cost $3,786/yr.
$3,786/yr.
Quoted Home
Dwelling [A] $472,000
Extended Coverage [A] $472,000
Other Structures [B] $47,200
Personal Property [C] $330,400
Loss of Use [D] $94,400

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $236,000
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole NO
Personal Injury YES
Service Line Coverage NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
$2,439/yr.
Progressive Renewal Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$776/yr.
$7,001
★★★★★
TOTAL ANNUAL SAVINGS:
$200
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