Poelt Coverage Comparison

RENEWAL COVERAGES
Renewal Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $250,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance NO
Rental Car NO

Gap Coverage NO
Decreasing Deductible NO

Coverage Term 12 months
Cost $2,033/12-months.
Annual Cost $2,033/yr.
$2,033/yr.
Renewal Condo
Dwelling [A] $150,000
Personal Property [C] $93,200
Loss of Use [D] $18,640

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES

Ordinance or Law $15,000
Loss Assessment $10,000

Water Backup $10,000
Mold Coverage $10,000
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$624/yr.
$2,657
vs.
QUOTED COVERAGES
Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $250,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass NO; $1,000 deductible
Collision YES; $1,000 deductible

Roadside Assistance NO
Rental Car NO

Gap Coverage NO
Decreasing Deductible YES

Coverage Term 6 months
Cost $665/6-months.
Annual Cost $665 x 2 = $1,330/yr.
$1,330/yr.
Quoted Condo
Dwelling [A] $150,000
Personal Property [C] $93,200
Loss of Use [D] $27,960

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES

Ordinance or Law $75,000
Loss Assessment $50,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO
Scheduled Jewelry NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$1,013/yr.
$2,343
★★★★★
TOTAL ANNUAL SAVINGS:
$314
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