Post-Pinchek Coverage Comparison

Current Home
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Current Home
Dwelling [A] $441,000
Extended Coverage [A] $110,250
Other Structures [B] $44,100
Personal Property [C] $220,500
Loss of Use [D] $88,200

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $44,100
Loss Assessment $500

Water Backup $5,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury YES

All Perils Deductible $1,000
Wind/Hail Deductible 1% of Cov A ($4,410)
$3,910.04/yr.
$3,910
vs.
Quoted Home
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Quoted Home
Dwelling [A] $498,300
Extended Coverage [A] $124,575
Other Structures [B] $49,830
Personal Property [C] $249,150
Loss of Use [D] $99,660

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $49,830
Loss Assessment $500

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage $10,000

Sinkhole YES
Personal Injury YES

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($4,983)
$3,597.00/yr.
$3,597
★★★★★
TOTAL ANNUAL SAVINGS:
$313
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