Rousseau Coverage Comparison

CURRENT HOME
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Progressive Current Auto Coverages
Bodily Injury /Accident $25,000/$50,000
Property Damage $25,000
Uninsured BI/Accident $25,000/$50,000
Uninsured Motorist PD $25,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance NO
Rental Car YES; all except Dodge Journey

Coverage Term 6 months
Cost $6,404/6-months.
Annual Cost $6,404 x 2 = $12,808/yr.
$12,808/yr.
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Nat Gen Current Coverages
Dwelling [A] $329,490
Extended Coverage [A] $164,745
Other Structures [B] $49,424
Personal Property [C] $214,169
Loss of Use [D] $131,796

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $32,949
Loss Assessment $500

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage - N/A

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$3,557/yr.
$16,365
vs.
QUOTED HOME
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Progressive Quoted Auto Coverages
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance NO
Rental Car YES; all except Dodge Journey

Coverage Term 6 months
Cost $5,069/6-months.
Annual Cost $5,069 x 2 = $10,138/yr.
$10,138/yr.
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Nat Gen Quoted Coverages
Dwelling [A] $372,802
Extended Coverage [A] $186,401
Other Structures [B] $55,921
Personal Property [C] $242,322
Loss of Use [D] $149,121

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof NO

Ordinance or Law $37,280
Loss Assessment $500

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage - N/A

Sinkhole YES
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$2,458/yr.
$12,596
★★★★★
TOTAL ANNUAL SAVINGS:
$3,769
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