Sarkisova Coverage Comparison

Current Coverages
image
Geico Renewal
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $250 deductible
Full Glass NO; $250 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES
Accident Forgiveness NO

Coverage Term 6 months
Cost $2,619/6-months.
Annual Cost $2,619 x 2 = $5,238/yr.
$5,238/yr.
image
Travelers Renewal
Dwelling [A] $964,000
Extended Coverage [A] $482,000
Other Structures [B] $96,400
Personal Property [C] $482,000
Loss of Use [D] $192,800

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $96,400
Loss Assessment $1,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO

All Perils Deductible $1,000
Wind/Hail Deductible $5,000
$4,198/yr.
$9,436
vs.
Quoted Coverages
image
Geico Quote
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $250 deductible
Full Glass NO; $250 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES
Accident Forgiveness YES

Coverage Term 6 months
Cost $2,335/6-months.
Annual Cost $2,335 x 2 = $4,670/yr.
$4,670/yr.
image
Openly Quote
Dwelling [A] $820,000
Extended Coverage [A] Up to $5 Million
Other Structures [B] $95,000
Personal Property [C] $480,000
Loss of Use [D] $200,000

Personal Liability [E] $500,000
Medical Payments [F] $10,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law - Up to $5 Million
Loss Assessment $5,000

Water Backup - Up to $5 Million
Mold Coverage $10,000
Limited Hidden Water Damage NO

Sinkhole YES
Personal Injury NO

All Perils Deductible $5,000
Wind/Hail Deductible $15,000
$2,999.49/yr.
$7,670
★★★★★
TOTAL ANNUAL SAVINGS:
$1,766
Call Directions Client Portal Email