Deborah & RC Wright Coverage Comparison

RENEWAL COVERAGES
image
Renewal Auto
Bodily Injury /Accident $500,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $500,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass YES; $50 deductible
Collision YES; $1,000 deductible

Roadside Assistance NO
Rental Car NO

Coverage Term 12 months
Cost $1,506/12-months.
Annual Cost $1,506/yr.
$1,506/yr.
image
Renewal Home
Dwelling [A] $788,000
Extended Coverage [A] $394,000
Other Structures [B] $7,880
Personal Property [C] $331,590
Loss of Use [D] $157,600

Personal Liability [E] $300,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $78,800
Loss Assessment $1,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage $10,000

Sinkhole NO
Personal Injury NO

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
$4,090/yr.
image
Renewal Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist NO
$393/yr.
$5,989
vs.
QUOTED COVERAGES
image
Quoted Auto
Bodily Injury /Accident $500,000/$500,000
Property Damage $250,000
Uninsured BI/Accident $500,000/$500,000
Uninsured Motorist PD $250,000
Medical Payments $5,000

Comprehensive YES; $1,000 deductible
Full Glass YES; $0 deductible
Collision YES; $1,000 deductible

Roadside Assistance NO
Rental Car NO

Coverage Term 12 months
Cost $2,072/12-months.
Annual Cost $2,072/yr.
$2,072/yr.
image
Quoted Home
Dwelling [A] $790,040
Extended Coverage [A] $395,020
Other Structures [B] $39,502
Personal Property [C] $355,518
Loss of Use [D] $158,008

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $39,502
Loss Assessment $5,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole INCLUDED
Personal Injury YES

All Perils Deductible $2,500
Wind/Hail Deductible $5,000
$2,383/yr.
image
Quoted Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist $1,000,000
$447/yr.
$4,902
★★★★★
TOTAL ANNUAL SAVINGS:
$1,087
Call Directions Client Portal Email