Brady Yarbrough Coverage Comparison

RENEWAL COVERAGES
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Current Auto
Bodily Injury /Accident $100,000/$300,000
Property Damage $100,000
Uninsured BI/Accident $100,000/$300,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $400 deductible
Full Glass NO; $400 deductible
Collision YES; $400 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $2,478/12-months.
Annual Cost $2,478/yr.
$2,478/yr.
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Renewal Home
Dwelling [A] $366,500
Extended Coverage [A] Guaranteed Replacement Cost
Other Structures [B] $73,300
Personal Property [C] $274,875
Loss of Use [D] Up to 12 Months

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $20,000
Loss Assessment $5,000

Water Backup N/A
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury N/A

All Perils Deductible $2,500
Wind/Hail Deductible $2,500
$1,899/yr.
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Current Umbrella
Personal Umbrella NO
Excess Uninsured Motorist NO
N/A
$4,541
vs.
QUOTED COVERAGES
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Quoted Auto
Bodily Injury /Accident $250,000/$500,000
Property Damage $100,000
Uninsured BI/Accident $250,000/$500,000
Uninsured Motorist PD $100,000
Medical Payments $5,000

Comprehensive YES; $500 deductible
Full Glass NO; $500 deductible
Collision YES; $500 deductible

Roadside Assistance YES
Rental Car YES

Coverage Term 12 months
Cost $1,576/12-months.
Annual Cost $1,576/yr.
$1,576/yr.
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Quoted Home
Dwelling [A] $400,550
Extended Coverage [A] Guaranteed Rebuild
Other Structures [B] $80,110
Personal Property [C] $300,413
Loss of Use [D] $100,138

Personal Liability [E] $500,000
Medical Payments [F] $5,000

Replacement Cost [C] YES
Replacement Cost Roof YES

Ordinance or Law $200,275
Loss Assessment $10,000

Water Backup $10,000
Mold Coverage - As Part of A Covered Loss
Limited Hidden Water Damage N/A

Sinkhole YES
Personal Injury N/A

All Perils Deductible $2,500
Wind/Hail Deductible 1% of Cov A ($4,006)
$1,517/yr.
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Quoted Umbrella
Personal Umbrella $1,000,000
Excess Uninsured Motorist $1,000,000
$451/yr.
$3,544
★★★★★
TOTAL ANNUAL SAVINGS:
$997
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